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The Global Market Update is curated by Douglas Tengdin, CFA an employee of Charter Trust Company.
The opinions expressed herein are those of the author and do not necessarily represent the views of Charter Trust Company.
Investments may involve investment risk, including the possible loss of value.

Sleepyhead Investing

By |January 23rd, 2019|

Are you getting enough sleep? Photo: Tambako the Jaguar. Source: Flikr. CC-BY-2.0 Most people don’t. Doctors recommend 7-9 hours of sleep for most adults every night, but on average we get about 6 hours. In the early 19th century most folks had to fight just to feed and clothe themselves and keep a roof over their heads. Today, life isn’t so grim. We don’t struggle [...]

Fiduciaries Rule

By |January 22nd, 2019|

Are you a fiduciary? Photo: D. Sharon Pruitt. Source: Wikimedia. There’s lots of talk about fiduciary standards these days, but what does that actually mean? “Fiduciary” is one of those five-dollar words that my friends who took Latin used to throw at me when we argued about something. They would score debating points, but their words left me confused. In fact, many of us are [...]

Fake News?

By |January 22nd, 2019|

Is all this news rotting our brains? “Fake news” from 1894. Illustration: Frederick Opper. Source: Wikipedia. We used to call television “the boob tube.” The expectation was that too much foolish programming was hurting our power to think rationally. And after watching reruns of old “soap operas,” you might think so. Those shows were awful! Now folks claim that news for the mind is like [...]

Snowflake Economics

By |January 18th, 2019|

Does winter make economic activity more difficult? Photo: Aaron Burden. Source: Unsplash. We hear it every time a storm hits: “Winter storm ‘Wilma’ cost the US economy X billion dollars.” But is this true? Yes, I may be late getting into work because I was shoveling out my driveway and brushing off my cars. And yes, people drive more slowly on the highway and the [...]

Corrosion and Corruption

By |January 17th, 2019|

Is corrosion just part of life? Photo: Mark Buckawiki. Source: Public Domain Project. I’ve bought a couple older cars. When I check out a used car, one of the things I look for is corrosion on the battery. There’s blueish copper salt that forms on a battery’s positive terminal, or there’s a white powder that grows on the negative terminal. Both are signs that there [...]

Learning from Ourselves

By |January 16th, 2019|

What the most common money errors? Illustration: Opensource. Source: Flikr. CC-BY-2.0 People often make six common mistakes when they deal with their money. They tend to be risk-seekers, hoarders, retail-therapists, cash-splashers, controllers, or avoiders. Each of these mistakes is avoidable – and they typically stem from personal issues that have little or nothing to do with money. Instead, we try to compensate for other personal [...]

Feeding Time?

By |January 15th, 2019|

Are we addicted to our smart phones? Checking messages by the North Sea. Photo: Tommy Andreassen. Source: Pixabay. People check their phones in the strangest places: on a chairlift, at the beach, even walking in a snowstorm. It’s typical to see skiers or runners or commuters plugged in, headphones dangling from their ears. Our own family has tried to have a no-phones-at-the-table rule around dinner, [...]

One-Armed Investing?

By |January 14th, 2019|

Is investing just gambling? Slot machines at Las Vegas airport. Photo: Yamaguchi. Source: Wikimedia. They sure seem to have a lot in common. When folks have paid for all the goods and services they need, they may use what’s left over to express their opinion. In the investing world, they buy stocks or bonds or a derivative, like ETFs or mutual funds. In the gambling [...]

Preparing to Stay Dry

By |January 11th, 2019|

Do you carry an umbrella with you? Photo: Clem Onojeghuo. Source: Life of Pix. I do. It’s a kind of insurance. I keep a small, compact umbrella folded up in a corner of my briefcase. That way, if I’m caught up in an unexpected downpour, I have something to fend off the worst of the weather. A couple times every year I’m thankful I have [...]