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Home2018-05-14T12:08:11+00:00

The Global Market Update is curated by Douglas Tengdin, CFA an employee of Charter Trust Company.
The opinions expressed herein are those of the author and do not necessarily represent the views of Charter Trust Company.
Investments may involve investment risk, including the possible loss of value.

Investing Cats and Dogs

By |September 24th, 2018|

Are you a cat investor or a dog investor? Photo: Anna Langova. Source: PublicDomainPictures We have both a cat and a dog at home, from a shelter and rescue service, respectively. They have very different philosophies of life. Our cat is playful and mischievous. When I get up, she rises to greet me as I come out of the bedroom, follows me to the coffee-maker, [...]

Brexit is Coming

By |September 21st, 2018|

“Okay, so we’re doing this.” Illustration: Furfur. Source: Wikimedia.CC-BY-4.0 That’s the last comment someone says just before a dual in the hit Broadway show, “Hamilton.” A fateful action is about to take place, and key players will be hurt. The same can be said about Brexit. Over two years ago a majority of British voters chose to leave the European Union, and a few months [...]

Thermal Runaway

By |September 20th, 2018|

Contain, control, suppress, manage. Photo: Ben Thai. Source: Maxpixel That’s how fire professionals look at managing a blaze, whether it’s a building fire or a laptop on an airplane. The first priority is to make sure the fire doesn’t spread to other vulnerable places – places that could contribute more material and would increase the danger. Fires are especially dangerous in airplanes, where people are [...]

Simple Money

By |September 19th, 2018|

Is our financial system too complex? Photo: Ben Thai. Source: Pixabay In banking, there are four or five ways to measure capital and over a dozen ways to classify assets. In insurance there’s a complex web of reserve calculations and investment silos. And everyone in finance is subject to an alphabet soup of regulators: the SEC, FDIC, OCC, FINRA, FinCen, CFPB, NAIC, NFA, CFTC, and [...]

The Wisdom of Diversification

By |September 18th, 2018|

Diversification works. Public Domain. Source: Wikimedia That’s the secret to the success of many major consumer products. Coca-Cola was created when someone accidentally added carbonation to medicinal syrup. Play-Doh was supposed to be a wallpaper cleaner. Toothpaste started as a homemade powder made from salt and burnt bread, but then someone noticed Parisian artists squeezing their pigments out of lead tubes, and so they put [...]

Flowing with Florence

By |September 13th, 2018|

Are we ready? Public Domain. Source: Pxhere Florence is bearing down. And folks are worried about the flooding and other damage that will come from the rain and storm surge. In the ‘80s, the average annual cost of natural disasters worldwide was $50 billion per year. Last year, Harvey alone cost over $30 billion. There’s no question that the cost of natural disasters is going [...]

Balancing the Books

By |September 12th, 2018|

Is inflation headed higher? Public Domain. Source: Pxhere One of the most challenging financial pressures on all of us is inflation. It’s hard enough to balance our household budgets without prices going up all the time. When I was growing up in the ‘70s, our family was roiled by rising prices for groceries, clothing, and just about everything else. It was hard for businesses to [...]

Healthy, Wealthy, Wise

By |September 11th, 2018|

What are you doing to stay healthy? Photo: JD Maidens. Source: US Air Force Our bodies and our finances are linked, and not just because of how much we spend on prescriptions. Health is integral to our lives, the same way money is. And studying finance is similar to studying medicine: there are technical issues that require specialized training, but most of the principles are [...]

Turing In

By |September 11th, 2018|

What is a Turing Test? Photo: Mike MacKenzie. Source: Flikr. CC-BY-2.0 A Turing Test is a way for people to examine how intelligent a machine seems to be. It evaluates the question, “Can machines think?” by redefining thinking. Instead, Turing asked if a computer could converse so naturally that speaking with the machine would be indistinguishable from conversing with a human. The classic Turing Test [...]