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Home2018-05-14T12:08:11+00:00

The Global Market Update is curated by Douglas Tengdin, CFA an employee of Charter Trust Company.
The opinions expressed herein are those of the author and do not necessarily represent the views of Charter Trust Company.
Investments may involve investment risk, including the possible loss of value.

Made to Order

By |October 15th, 2018|

Have you ever had clothes custom-tailored? Photo: Igor Ovsyannykov. Source: Fancycrave I remember buying my first tailored business suit. I was scared that I would just waste my money. The suits seemed out-of-reach, but I had scraped together my modest savings to have more than a basic “interview suit” – the suit I had purchased with my mom my senior year of college, that was [...]

Home is Where the Data Is

By |October 12th, 2018|

What’s the point of a smart home? Source: Pixabay Everyone wants to own a piece of our homes. Amazon puts ads for Alexa and Echo in front of me every time I sign in. Google wants me to say, “Ok, Google” whenever I open the door. Siri keeps forgetting how to spell my name. And Facebook just introduced its Portal, a video chat device that [...]

The Bill Comes Due?

By |October 11th, 2018|

Are we drowning in debt? Source: NY Fed You might think so, to listen to the news. Student loans total over a trillion dollars. Mortgage debt is headed higher. Total household debt, which peaked at just over $12 trillion in 2007, now totals more than $13 trillion. We’ve never had so much debt in the economy, and most folks struggle to pay their bills at [...]

Shark Tank?

By |October 10th, 2018|

Have you ever seen a shark in the wild? Great White Shark off South Africa. Photo: Hermanus Backpacker Hostel. Source: Wikimedia I never have, and I hope that I never do. They’re scary enough at the aquarium! Their successive rows of teeth, all angling back, seem designed to rip and tear. These “predators of the sea” seem tailor-made for horror movies, like Jaws or Open [...]

Finding Winners

By |October 9th, 2018|

Is imitation the sincerest form of flattery? Imitation jewelry. Public Domain. Source: Pxhere In football many teams use the “West Coast Offense.” It’s a strategy devised by Bill Walsh in the 1990s while he was offensive coordinator for the Cincinnati Bengals and later the San Francisco 49ers. It makes use of frequent short, quick passing plays for short yardage to stretch out the defense. These [...]

Bumpy Roads

By |October 5th, 2018|

How good is your car’s suspension? Photo: Kenneth Allen. Source: Geograph. CC-BY-2.0 Driving along the back roads in New England can be an adventure. There are twists and turns and frost heaves that rise up in the late winter / early spring and then degenerate into potholes in the summer and fall. These can make our highways and byways hazardous to a vehicle’s undercarriage. How [...]

Planning for Uncertainty

By |October 4th, 2018|

What will the future bring? Photo: PublicDomainPictures. Source: Pixabay I remember how it felt to hold my first baby. All thoughts about myself and my personal plans evaporated; all I could think about was what the world would be like for my new child. It’s natural to plan, to wonder what the future holds. We make plans for work, leisure, and how to deal with [...]

Getting Feedback

By |October 3rd, 2018|

Are we addicted to our smartphones? Photo: Rawpixel. Source: Pxhere In just a few short years, smartphones have taken over immense swaths of our lives. Our phones are stuck to our hands like glue. It’s almost impossible to imagine modern life without them. We use their GPS function to get directions, we consult them for the news of the day, and – above all – [...]

Rushing Backward

By |October 2nd, 2018|

Is there ever enough time? Illustration: Prawny. Source: Pixabay I often find myself running from one task to the next, glancing at the time, hoping that there won’t be construction or a school bus along the route to make me late. But why? Why do we find ourselves in such a hurry, despite all the reminders we set for ourselves – on our smartphones, on [...]