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Home2018-05-14T12:08:11+00:00

The Global Market Update is curated by Douglas Tengdin, CFA an employee of Charter Trust Company.
The opinions expressed herein are those of the author and do not necessarily represent the views of Charter Trust Company.
Investments may involve investment risk, including the possible loss of value.

The Primacy of Planning

By |December 10th, 2018|

What’s your plan? Photo: 7854. Source: Pixabay Recently, one of my teenage boys was driving home on a frosty evening and – as has happened to most of us – he slipped off the road. He called and asked if I could bring our truck to pull him out. No problem. I threw a tow chain into the back and trundled off. Only the road [...]

Winter Storm Watch

By |December 7th, 2018|

Are we ready for this? Early winter storm. Public Domain. Source: Max Pixel November this year was the coldest and snowiest ever in the Northeast. In general, we try to prepare for winter early, cleaning the yard, raking leaves, splitting and stacking wood. But these early storms caught us a little off guard. In particular, I hadn’t changed to snow tires. Usually, putting them on [...]

Underdogs and Understories

By |December 6th, 2018|

Not every little tree makes it. Pine forest understory. Source: Wikimedia Last summer I went for a walk in woods near my home and noticed a mature stand of white pine with what looked like a hundred little saplings underneath. It was lovely: the majestic pines overhead and the dense carpet of green in the understory. The needles looked soft in the morning light. I [...]

Financial Tundras?

By |December 5th, 2018|

The mountains are beautiful. Lake of the Clouds on Mount Washington, NH. Photo: PaulB. Source: Wikimedia I love hiking in the alpine tundra in the Appalachian Mountains. The way plants and animals adapt to the harsh weather up there is amazing. But nature is incredibly diverse, whether up in the mountains or down in the depths of the sea or out on the African veldt. [...]

Financial Fog

By |December 4th, 2018|

Have you ever felt like you’re stumbling in the dark? Photo: Freephotos.cc. Source: Picography A few years ago, my wife and I made a long drive on a deeply foggy night. It was hard. The fog reflected the headlights back at us, dazzling our vision. Otherwise, the thick fog made the night especially dark. It felt like we were driving inside a ping-pong ball. I [...]

Inside, Outside, Offside

By |December 3rd, 2018|

Have you ever felt like an outsider? Kids trading marbles. Photo: Tup Wanders. Source: Flikr. CC-BY-2.0 When I was in high school, a bunch of the cool kids had a private language they used. It was a kind of pig Latin they called “Guy-the-gee,” where they changed normal words into their special constructions, with a different grammar, too. When they started jabbering to one another [...]

Shaving Platforms

By |December 1st, 2018|

“Give away the razor, make money on the blade.” Photo: Zino Davidoff. Source: Wikimedia One of the most unpleasant tasks of my morning is shaving with a dull razor. It’s painful, unpleasant, and I nick myself all the time. 100 years ago, people would put up with dull blades for a long time, rather take the chance of cutting themselves and getting infected. Sharpening a [...]

The Arrow of Clutter

By |November 29th, 2018|

My desk is a mess. Source: Pexels No matter how much I focus, no matter how many filing systems I try, my desk still seems to accumulate reports and notes and half-finished books and articles. The piles just mount up. Maybe it’s my personality, or maybe it’s the nature of my work. The other day I found an old invoice marked “paid” from three years [...]

Beaver / Otter Balance

By |November 28th, 2018|

How busy are you? Photo: Tom Koerner. Source: USFWS I used to know about a beaver pond where we could go watch them. We had to be very quiet getting there, but if we were, we could see them working around their pond. If we moved suddenly or a twig snapped under foot, we’d hear a sudden slap on the water and they’d disappear, hiding [...]